The trade off in cost is definitely worth your peace of mind.
As yoga teachers, there’s one thing we don’t like to think about, and we certainly don’t like to talk about it: a student getting hurt in class. Just the thought of it probably makes you shudder in fear.
If a student becomes injured during one of your classes, you might feel guilt-ridden that it may have been your fault—or frustration because it definitely was not your fault. There’s also likely fear, because you could be legally or financially responsible. It somewhat follows the antithetical storyline of the best-told Greek tragedies; you don’t make much income teaching yoga, and now you may get sued for it?